Loan Product
Home Loan
A Home Loan helps individuals purchase, construct, renovate, or extend a residential property. With affordable EMIs, competitive interest rates, and long repayment tenures, home loans make owning your dream home more accessible and financially manageable.
Key Features
Why Choose Our Home Loan?
High Loan Amount – Access significantly higher loan amounts based on your property value and income eligibility.
Attractive Interest Rates – Benefit from competitive home loan rates starting from 7.40% p.a. through our lender network.
Long Repayment Tenure – Spread repayments over up to 30 years for comfortable, budget-friendly monthly EMIs.
Affordable Monthly Payments – Structured EMI options designed to suit your monthly income and financial lifestyle.
Tax Benefits – Claim deductions on principal (Sec 80C) and interest (Sec 24B) payments every year
Balance Transfer Facility – Transfer your existing home loan to better lenders for improved rates and terms..
Quick Processing – Streamlined application with dedicated processing for faster approvals and disbursals.
New & Resale Properties – Finance both new properties from developers and resale residential properties.
Quick Facts
Interest RateInterest Rate From 8.5% p.a.
Loan AmountUp to ₹10 Crore
TenureUp to 30 years
Processing Time5 - 10 working days
Eligibility Criteria
- Age: Applicant should be between 21 and 65 years.
- Employment Status: Salaried or Self-Employed Applicant with stable income.
- Income Stability: Stable and verifiable income source to support loan repayment.
- Credit Profile: Good credit score and clean repayment history preferred.
- Property Criteria: Property must meet lender technical and legal guidelines.
- Nationality: Applicant must be an Indian Resident.
Documents Required
- Applicant & Co-applicant KYC — PAN Card, Aadhaar Card, Photograph
- Company / Firm KYC — GST Registration Certificate, Udyam Aadhaar, PAN Card, MOA, AOA, COI, List of Directors & Shareholders
- GST Returns 3B — Latest 12 Months
- 26AS — Last 3 Years (Applicant & Co-applicant)
- Complete Financials — Latest 3 Years CA Certified (ITR, Computation, Balance Sheet, P&L, Independent Report, Directors Report, Tax Audit Report with all schedules)
- All Applicant & Co-applicant Individual ITR with Computation — Latest 3 Years
- All Current Account Statements — Latest 1 Year (PDF format)
- All Applicant & Co-applicant Savings Account Statements — Latest 1 Year (PDF format)
- If running any loan, provide Repayment Schedule / SOA
- Property Papers — Complete Chain Documents, Sanctioned Map & Property Photos
EMI Calculator
Estimate Your Home Loan EMI
Loan Amount₹15,00,000
₹50,000₹1,00,00,000
Interest Rate (p.a.)11.00%
6.00%24.00%
Loan Tenure5 yrs
3 months30 yrs
Monthly EMI₹32,614
Principal
₹15,00,000
Total Interest
₹4,56,818
Total Payment
Apply for this Loan₹19,56,818
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Ready to Take the Next Step Toward Your Financial Goals?
Talk to our advisory team today for a free, no-obligation loan eligibility assessment.