Loan Product
Personal Loan
A Personal Loan is an unsecured loan that helps individuals meet personal financial needs without providing any collateral. It can be used for medical emergencies, education, travel, weddings, home renovation, debt consolidation, or any other personal expenses.
Key Features
Why Choose Our Personal Loan?
No Collateral Required – Get funds without pledging any asset or property as security.
Quick Approval & Disbursement – Faster processing and approvals to support urgent personal requirements.
Competitive Interest Rates – Access attractive rates through our network of banks and NBFCs.
Minimal Documentation – Simple paperwork with quick verification for a hassle-free experience.
Loan Amount up to ₹50 Lakhs – Avail significant funding based on your income and credit profile..
Flexible Repayment Tenure – Choose EMI schedules that best fit your monthly budget and financial goals..
Salaried & Self-Employed – Open to both salaried employees and self-employed professionals.
Flexible End Use – Use funds for any purpose — medical, travel, wedding, renovation, and more.
Quick Facts
Interest RateInterest Rate From 9.9% p.a.
Loan Amount₹50,000 - ₹40 Lakh
Tenure12 - 60 months
Processing Time24 - 72 hours
Eligibility Criteria
- Age: Applicant should be aged between 21 to 65 years
- Monthly Income: Minimum monthly income as per lender requirements
- CIBIL Requirement: Credit score of 700+ preferred.
- Employment Type: Salaried employee or self-employed professional.
- Work Experience: Minimum employment or business stability required.
- Residency: Applicant must be a resident of India
Documents Required
- Passport size photograph
- KYC — PAN Card, Aadhaar Card (PDF), Voter ID / Driving Licence
- Ownership Proof — Latest Electricity Bill
- Address Proof — Postpaid Bill / Gas Slip / Rent Agreement (3 months old) with owner's latest bill
- 3 Months Salary Slips with 2 Year Job Continuity Proof
- Last 2 Year Form 16 Part A & B
- Last 6 Months Bank Statements of Salary Account (PDF format)
- Any other Savings Account Statement
- Current Running Loan Schedules (if applicable)
- Service Letter — for Defence cases
EMI Calculator
Estimate Your Personal Loan EMI
Loan Amount₹15,00,000
₹50,000₹1,00,00,000
Interest Rate (p.a.)11.00%
6.00%24.00%
Loan Tenure5 yrs
3 months30 yrs
Monthly EMI₹32,614
Principal
₹15,00,000
Total Interest
₹4,56,818
Total Payment
Apply for this Loan₹19,56,818
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Ready to Take the Next Step Toward Your Financial Goals?
Talk to our advisory team today for a free, no-obligation loan eligibility assessment.